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Updated April 2026 · Verified Current

Jacksonville HOA Paint Color Guide: Approved Exterior Colors, ARB Rules & Submission Help

Approved palettes, ARB submission contacts, and management company phone numbers for 20 of Jacksonville, Ponte Vedra, Julington Creek & Nocatee top HOAs. Verified 2026. By A New Leaf Painting.

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Before and after stucco trim, architectural bands and exterior doors painted on a Deercreek Jacksonville FL 32256 homeReal project
HOA-approved colours on a Deercreek home, Jacksonville

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Approved palettes, ARB submission timelines, and management contacts for 20 of Northeast Florida’s most established communities — built from 15 years of submissions, not guesswork.

20+ Communities 4 Counties Verified April 2026

New to the ARB process?

This page covers approved color direction for 20 specific communities. For the complete framework, see our complete Guide to HOA Painting in Jacksonville. Already know your colors? Read what to include in your HOA paint submission packet.

Quick Answer

How do Jacksonville HOA paint colors get approved?

Most Jacksonville HOA communities require written ARB or ARC approval before changing exterior paint colors. Homeowners usually need to submit the body color, trim color, door and accent colors, manufacturer name, color codes, sheen, LRV (when required), photos, samples, and a clear description of where each color will be applied. Approval timelines vary by community, but plan for 30–45 days before scheduling exterior painting.

Need help choosing HOA-safe colors? A New Leaf Painting can help prepare the paint details your HOA may request — see our submission packet guide or schedule a free estimate.

Don’t see your community below? We maintain a separate directory of nearly 100 Northeast Florida HOAs with verified management contacts.

Browse the full HOA Directory →

Who this page is for

This guide is for you if…

  • You live in a Jacksonville-area HOA and want to repaint your exterior
  • You need approved paint colors before submitting an ARB application
  • Your HOA asked for color codes, LRV, samples, or sheen details
  • You’re repainting before selling, moving in, or correcting a violation
  • You want to avoid choosing a color that gets rejected
  • You’re comparing painters and want one familiar with HOA color requirements

Why this guide exists

Painting your house in Jacksonville without HOA color approval is a $15,000 mistake

In 15 years of painting homes across Northeast Florida, we’ve watched it happen more than once. A homeowner picks a color they love, hires a painter, the job looks beautiful — and three weeks later a violation letter arrives in the mail. The HOA orders the home repainted at the homeowner’s expense, sometimes with daily fines accruing until it’s done.

Almost every gated and master-planned community in Jacksonville requires written architectural approval before you can change your exterior paint color. Many require it even if you’re repainting the same color, because the existing color may have faded enough that the new paint won’t match what’s on file. The submission process isn’t optional, and “I didn’t know” is not an accepted defense.

What we’ve actually seen

A Marsh Landing homeowner painted their stucco a soft sage green in 2023 without submitting to the ARB. The HOA cited them, demanded repainting in an approved neutral within 60 days, and the homeowner paid for the job twice — about $11,000 total — because the original painter wasn’t licensed and walked away from the do-over. The lesson isn’t “HOAs are strict.” The lesson is: verify color approval before the first gallon is opened.

This guide gives you what you need before you pick a color: who manages the architectural review for 20 of Jacksonville’s largest communities, how their submission processes actually work, and which colors consistently get approved across Northeast Florida HOAs. For the broader framework — the ARB submission process, the 2024 Florida transparency law, and Sherwin-Williams versus Benjamin Moore product specifications — see our complete Guide to HOA Painting in Jacksonville. For everything that goes inside an ARB application, see our complete HOA paint submission packet checklist. We update this page twice a year because management companies change.

Before You Submit

Before you submit paint colors to your HOA, check these 5 things

The single biggest cause of HOA color rejection isn’t a wild color choice — it’s a small detail missed before submission. Run through this list before you mail or upload anything.

  1. Is the color on your community’s approved palette?Most Jacksonville HOAs maintain an approved color binder at the management office or online portal. If the color isn’t on it, your application will need extra justification — or be rejected outright.
  2. Does your HOA require a specific LRV range?Many Northeast Florida HOAs limit body colors to LRV 55–80. Lower LRVs (darker colors) are commonly restricted. Read the architectural guidelines before you finalize your choice.
  3. Does the color work with your roof?A color can be on the approved list and still get rejected if it clashes with your existing roof tile or shingle color. Tile-roof Mediterranean homes have narrower color options than asphalt-shingle traditional homes.
  4. Are nearby homes already using the same color?Communities like Crosswater at Nocatee enforce same-color adjacency rules — your immediate neighbor or the home directly across the street can’t share your body color. Walk the street before submitting.
  5. Did you test a large sample in real Jacksonville sunlight?Color chips lit by office fluorescents will not look the same on your home in 2 PM Florida sun. Paint a 24″×24″ sample directly on the wall and view it at 9 AM, noon, and 5 PM, on multiple sides of the house. Most ARBs require this step before final approval anyway.

Every HOA color submission, in five steps

How HOA paint color approval works in Jacksonville

Every HOA in this guide has its own forms and timeline, but the underlying color-approval process is the same across every Northeast Florida community we’ve worked in. Follow these five steps and your approval rate goes up dramatically. For the deep-dive 7-step framework with the 2024 Florida HOA transparency law explained, see our complete HOA painting guide. For the exact components your application packet needs, see our submission packet checklist.

01

  • Pull your covenants

    Find your specific subassociation’s CC&Rs and ARB guidelines. Master association rules are not the same as your sub-HOA’s. Look for the approved color palette — many communities maintain a binder.

    02

  • Get the application form

    Most HOAs use an Architectural Review Board (ARB) or Architectural Control Committee (ACC) form. Download from the community website or request from the management company.

    03

  • Submit color samples

    Physical paint chips, manufacturer name, color number, and LRV (Light Reflectance Value). Body, trim, accent, and front door colors should each be specified separately. Our submission packet guide covers what every component should include.

    04

  • Plan for the timeline

    Most ARBs review submissions every 2–4 weeks. Build 30–45 days into your project plan. Some communities (Marsh Landing, Sawgrass) meet on fixed schedules — miss the deadline and you wait two more weeks.

    05

  • Get written approval

    Verbal approval doesn’t count. Get it in writing, save the email, and keep the approval letter with your closing documents. If you ever sell, the next owner will need it.

Painter’s note

If your painter isn’t asking about HOA color approval before quoting, that’s a red flag. Any contractor who has worked in Jacksonville for more than a few years has navigated dozens of these submissions and should know exactly what your community requires. We can provide the product specs, color codes, LRV data, and prep details your application needs — the homeowner submits it, but you shouldn’t be guessing at the technical fields. See our color consultation service if you want help selecting from your community’s approved palette, or read our submission packet guide for a full component-by-component walkthrough.

Don’t trust marketing — ask for paperwork

What your painter should provide for HOA color approval

Most homeowners hire on price and hope for the best. In an HOA-governed community, that’s a financial gamble — if the painter cuts corners on prep, product, or paperwork, you’re the one paying twice. Here’s the short list of what every reputable Jacksonville painting contractor should hand you before you sign anything.

The seven things to verify before signing

If your painter pushes back on any of these, get a second quote.

  • Florida-registered, insured, and qualified (with proof)Ask for the registration or license number, general liability certificate, and workers’ comp certificate emailed directly from their insurer to you. Verify at MyFloridaLicense.com.
  • Written product spec on every line itemBrand, line, sheen, color name, color code, and LRV. “Sherwin-Williams Emerald Exterior, Satin, Alabaster SW 7008, LRV 82” — not “premium paint.”
  • Detailed prep scope in writingPressure washing PSI, scraping, priming, caulking, masking. The HOA application asks about prep. Florida sun and rain destroy paint that wasn’t prepped properly.
  • HOA paint submission documentationYour painter should provide a one-page packet with product specs, color codes, LRV, sheen, and prep details — ready to attach to your ARB application. See our submission packet guide for everything that should be included.
  • Written warranty (years and what’s covered)Premium products carry 5–10 year manufacturer warranties. Ask what your painter warranties on labor — and get it in the contract, not in a sales pitch.
  • Verifiable reviews across multiple platformsGoogle, Angi, BBB, Houzz, Nextdoor — not just one platform. A painter with 400+ reviews on Google and zero anywhere else is a yellow flag.
  • Local references in HOA-governed communitiesAsk for three completed projects in similar HOAs. A contractor who has painted in Marsh Landing or Nocatee will have addresses to share.

The color families that get approved

Exterior paint color families that Jacksonville HOAs commonly approve

Before drilling into specific colors and communities, here’s the high-level pattern across the 20 communities we’ve worked in. Each color family has different acceptance ranges depending on architecture, roof color, and adjacent homes. Use this as your first filter.

Color FamilyUsually Safe ForOften Risky ForFlorida Climate Note
Warm whitesTrim, body in coastal communitiesVery bright body colors (glare-prone)Can glare in direct sun if too stark
Soft beige & tanBody color in most communitiesNone if on the approved paletteCommonly accepted in stucco communities
GreigeBody, trim, garage doorsToo cool/blue in traditional communitiesWorks well with gray roofs and neutral stone
Light grayBody in newer communitiesOlder Mediterranean neighborhoodsCan read blue in Florida sun — test on wall
Coastal blue & greenDoors, shutters, accent wallsFull body color in strict HOAsOften safer as accent than body color
Charcoal & blackDoors, shutters, limited trimMain body color (HOA & climate)Heat absorption accelerates paint failure

Swipe to see the whole table

How likely is your color to clear ARB?

HOA paint color risk levels in Jacksonville

Across 15 years of submissions, we’ve seen patterns in which colors clear ARB review easily and which trigger questions or rejection. This is a generalized framework — your specific community’s rules always come first — but it’s a useful starting filter.

Low Risk

Usually approved on first submission

Warm whites, soft tans, light greige, muted beige, warm gray, soft taupe. These are the workhorse colors of Northeast Florida HOAs — they coordinate with most roofs, most architecture, and most adjacent homes.

Medium Risk

Often approved with the right context

Cool gray, coastal blue, muted green, darker taupe, clay or terracotta accents. Approval depends on architecture (Mediterranean homes have wider terra cotta tolerance), roof color, and what neighbors already use.

High Risk

Frequently rejected on body, accepted as accent

Black or charcoal main body, dark navy body, bright white body in older communities, saturated blues or greens, modern high-contrast black-and-white schemes. These can work — but usually as door, shutter, or accent colors.

Best practiceIf you love a high-risk color, use it as a door or shutter accent instead of the main body color. The same Sherwin-Williams Tricorn Black that gets rejected on a 2,800 sq ft stucco wall often gets approved on the front door without any pushback.

20+ Communities, organized by region

Jacksonville HOAs by region: contacts, palettes, and color guidance

The communities below are organized geographically. Each card lists the management company, ARB contact, typical approved palette direction, our field-tested note, and the next step we recommend specifically for that community. Phone numbers and websites change — verify before submitting.

St. Johns County · 32082, 32081, 32250, 32266

Ponte Vedra Beach & The Beaches

  • Marsh Landing at Sawgrass

    32082

    Mediterranean, traditional, and coastal estate homes — mostly stucco. Strict architectural standards.

    Typical approved palette

    Manager: Marsh Landing Mgmt. Co.

    Phone:(904) 273-3033

    ARB Coord.: Nancy Burns

    Field note10 sub-associations, each with its own ARB requirements. The “Green Book” architectural guidelines are mandatory reading. Allow 4–6 weeks for full approval.

    Next stepConfirm the correct sub-association, prepare physical painted sample boards, and allow 4–6 weeks before scheduling exterior painting. Assemble your submission packet first.

  • Sawgrass Players Club

    32082Verified April 2026

    ~1,900 units across 30+ neighborhoods. Mediterranean, traditional, contemporary — varies by sub-HOA.

    Typical approved palette

    Manager: Marsh Landing Mgmt. Co.

    Phone:(904) 273-3033

    ARC meets: 2nd & 4th Mondays

    Field noteARC application required before any work starts — including pressure washing. Application fees apply.

    Next stepIdentify your specific sub-HOA, time your application to the 2nd or 4th Monday meeting, and submit a complete color packet with body, trim, and accent codes.

  • Sawgrass Country Club

    32082Verified April 2026

    1,409 homes east of A1A through to the Atlantic. Older estate inventory — stucco, wood, mixed.

    • Typical approved palette
    • Manager: Sawgrass Association
    • Phone:(904) 686-7552
    • Type: Master + sub-associations

    Field noteEach sub-HOA enforces its own palette. Beachfront properties have salt-air durability requirements that effectively rule out lower-quality paints.

    Next stepPull your specific sub-HOA’s palette, specify a coastal-rated premium product, and document salt-air-compliant prep in your application packet.

  • The Plantation at Ponte Vedra Beach

    32082Verified April 2026

    Bundled equity-membership community. Estate homes, mostly stucco and Mediterranean architecture.

    • Typical approved palette
    • Type: Private gated, equity membership
    • Review: Required for all exterior
    • Submission: Through community office

    Field noteSome of the strictest design standards in Northeast Florida. ARB submissions reviewed by community architect. Color samples must be physical painted boards, not chips.

    Next stepPrepare large physical painted sample boards (not chips), document the architect-review timeline in your project plan, and budget for a longer cycle.

  • Atlantic Beach (varies by HOA)

    32233Verified April 2026

    Mix of older beach cottages, mid-century homes, and newer construction. HOA varies by neighborhood.

    • Typical approved palette
    • City: City of Atlantic Beach
    • City phone:(904) 247-5800
    • HOAs: Selva Marina, Selva Lakes, others

    Field noteMost properties governed by individual HOAs rather than a master association. Selva Marina enforces strict coastal palette.

    Next stepIdentify your specific neighborhood HOA, confirm whether ARB review applies, and lean toward coastal whites and soft blues if your home is near the ocean.

  • St. Johns County ~14,000 homes

    32081

Nocatee Communities

  • Crosswater Village at Nocatee

    32081

    Includes Freedom Landing, Heritage Trace, Liberty Cove. Coastal cottage and Florida vernacular architecture.

    • Typical approved palette
    • Manager: BCM Services
    • Phone:(904) 242-0666
    • Email: arc@bcmservices.net

    Field noteAdjacent homes cannot share the same body color — the ARB checks. Builder color schemes are pre-approved if you stay within them.

    Next stepConfirm your sub-HOA, walk the street to check adjacent-home colors, then submit body, trim, and accent codes with your color packet and a backup choice.

  • Twenty Mile at Nocatee

    32081Verified April 2026

    Includes Twenty Mile Central, West, Pointe, Village. Coastal Florida architecture.

    • Typical approved palette
    • Manager: BCM Services
    • Phone:(904) 242-0666
    • Email: info@bcmservices.net

    Field noteOnline submission portal available for most Nocatee sub-HOAs — faster than paper. Tree removal protections in addition to color rules.

    Next stepUse the online portal for faster turnaround, document body and accent colors with manufacturer codes, and confirm your specific Twenty Mile sub-section’s rules.

  • Cypress Trails at Nocatee

    32081Verified April 2026

    Family-oriented community within Nocatee. Mix of builder homes, coastal vernacular.

    • Typical approved palette
    • Manager: BCM Services
    • Phone:(904) 242-0666
    • Color rule: No matching adjacent neighbors

    Field noteApproved color binder available at the management office. Bring physical paint chips, not just color names.

    Next stepVisit the management office for the approved color binder, bring physical chips, and verify adjacent-home colors before finalizing your submission.

  • Del Webb Ponte Vedra (Nocatee)

    32081Verified April 2026

    55+ active adult community within Nocatee. Single-story coastal homes, well-maintained palette.

    • Typical approved palette
    • Manager: Self-managed
    • Website:dwnocatee.com
    • ARB: Resident-driven committee

    Field noteCommunity is well-maintained because residents care about it. ARB submissions move faster here than in builder-controlled neighborhoods.

    Next stepSubmit through the resident ARB committee with a complete color packet — clean submissions move quickly here.

    Verified April 2026

St. Johns County · 32259, 32092, 32095

St. Johns County & Julington Creek

  • Julington Creek Plantation

    32259

    5,800+ homes across 47 neighborhoods. Traditional Florida architecture, mature tree canopy. Heavy Hardie Board fiber cement.

    • Typical approved palette
    • Manager: JCP CDD / Inframark
    • Phone:(904) 230-2011
    • Address: 950 Davis Pond Blvd

    Field noteEach of the 47 sub-neighborhoods has its own supplemental covenants. Pull your neighborhood’s documents, not just the master POA’s.

    Next stepPull your specific neighborhood’s supplemental covenants, especially if your home has Hardie Board siding — fiber cement requires specific primer specs.

  • Palencia

    32095Verified April 2026

    Spanish/Mediterranean architecture. Stucco-dominant, tile roofs, terra cotta accents. Coordinated streetscape.

    • Typical approved palette
    • Manager: Vesta Property Services
    • Phone:(904) 810-0520
    • Style: Spanish Colonial / Mediterranean

    Field noteStrict visual coordination. Stucco color must complement tile roof. Trim restricted to white and warm off-whites.

    Next stepSubmit stucco body color tied to your tile-roof color, lean into the warm beige and Mediterranean gold range, and restrict trim to warm off-whites.

  • World Golf Village (Aberdeen, Bartram, more)

    32092Verified April 2026

    Multiple master-planned communities. Traditional Florida, transitional, and contemporary architecture across sub-HOAs.

    Typical approved palette

    Type: Multiple HOAs by community

    Common managers: Vesta, May Mgmt.

    ARB: Submission required per community

    Field note“World Golf Village” is a region, not a single HOA. Identify your specific community (Aberdeen, Bartram Trail, Murabella) and pull its documents.

    Next stepIdentify your specific community first (Aberdeen, Bartram Trail, Murabella, etc.), then call the matching management company before assembling your color packet.

  • RiverTown

    32259Verified April 2026

    Riverfront master-planned community. Mix of coastal cottage, traditional, transitional architecture.

    • Typical approved palette
    • Manager: Vesta Property Services
    • Phone:(904) 531-9035
    • Portal: RiverTownResidents.com

    Field noteNewer community — many homes still on builder palettes. Coastal blue accents typically approved on shutters and doors.

    Next stepUse the RiverTownResidents.com portal, stay close to the builder palette for body color, and use coastal blues for shutters and doors as accent.

    Clay County · 32003, 32043, 32065, 32068, 32073

    Fleming Island, Orange Park & Clay County

    Eagle Harbor

    32003

    Master-planned community with golf course. 3 master HOAs + 5 sub-associations. Traditional Florida architecture.

    • Typical approved palette
    • Manager: Paraclete Services
    • Phone:(904) 278-0616
    • Office: 1880 Eagle Harbor Pkwy

    Field noteARC meets monthly. Sub-HOAs include Black Creek, Pine Lake, Stone Creek, Cobblestone — each has supplemental rules on top of the master.

    Next stepConfirm your specific sub-HOA (Black Creek, Pine Lake, Stone Creek, or Cobblestone), time your application to the monthly ARC meeting, and assemble a master + sub-HOA-compliant color packet.

  • Stone Creek at Eagle Harbor

    32003Verified April 2026

    Sub-association within Eagle Harbor. Single-family homes, traditional Florida architecture.

    • Typical approved palette
    • Manager: RealManage
    • Phone:(866) 473-2573
    • Email: STCREEK@ciramail.com

    Field noteDifferent management company than the rest of Eagle Harbor — submit to RealManage, not Paraclete. Virtual board meetings now standard.

    Next stepSubmit to RealManage (not Paraclete), attend the virtual ARB meeting, and prepare a complete color packet covering body, trim, shutters, and door.

  • Fleming Island Plantation

    32003Verified April 2026

    Master-planned with golf course. Multiple sub-HOAs across single-family, patio homes, condos.

    • Typical approved palette
    • Type: Master + sub-associations
    • Common managers: May Mgmt., Vesta
    • ARB approval: Required

    Field noteSub-HOAs vary widely. The earliest neighborhoods have the most lived-in palettes; newer sections have more variation.

    Next stepConfirm whether your sub-HOA uses May Management or Vesta, then verify the established palette range for your specific section before finalizing color choices.

  • OakLeaf Plantation

    32065Verified April 2026

    Large master-planned community with multiple villages. Mix of traditional and transitional architecture.

    • Typical approved palette
    • Type: Master-planned + village HOAs
    • Phone:(904) 644-0105
    • ARB approval: Required

    Field noteBuilder palettes carry forward as approved — staying in your builder’s original 3-color scheme is the path of least resistance.

    Next stepPull your home’s original builder color scheme, stay within it where possible, and submit any deviations with clear justification and adjacent-home checks.

Duval County · Jacksonville, FL

Duval & Jacksonville Communities

  • Queens Harbor Yacht & Country Club

    32225

    Private gated, equity-membership country club community. Estate homes — mostly stucco, traditional and Mediterranean.

    • Typical approved palette
    • Manager: Inframark
    • Phone:(904) 436-4113
    • Submission: Through community office

    Field noteStrict architectural standards aligned with the country club aesthetic. Color samples must be physical. Allow extra time during peak summer months.

    Next stepPrepare physical color samples (not chips), avoid summer submission rush, and include canal-view-aligned color choices if applicable to your lot.

  • Glen Kernan Golf & Country Club

    32224Verified April 2026

    Private gated golf community. Estate homes, mostly Mediterranean, traditional, and transitional architecture.

    • Typical approved palette
    • Manager: The PARC Group
    • Phone:(904) 992-9750
    • Style: Mediterranean / traditional estate

    Field noteARB enforces visual harmony with neighboring estates. Stucco, trim, accent, and roof tile color all reviewed together. Plan for 30–45 days.

    Next stepSubmit body, trim, accent, AND roof tile coordination as one unified package. Document neighboring estate colors in your application to establish visual harmony.

  • Deerwood

    32256Verified April 2026

    Long-established estate community. Mature tree canopy, mix of traditional, contemporary, Mediterranean architecture.

    Typical approved palette

    Manager: Deerwood Improvement Assoc.

    Phone:(904) 641-7448

    Email: deerwoodinfo@yahoo.com

    Field noteOne of Jacksonville’s oldest established premium communities. Tree protection rules are strict in addition to color rules.

    Next stepEmail submission to deerwoodinfo@yahoo.com, document any tree work alongside color changes, and lean toward stately greiges and warm neutrals.

  • Pablo Creek Reserve

    32224Verified April 2026

    Gated luxury community. Custom estate homes, contemporary and traditional architecture.

    • Typical approved palette
    • Type: Private gated, custom estates
    • Architectural review: Required
    • Submission: Through HOA management

    Field noteMore architectural variety than typical — ARB approves contemporary palettes that strict traditional communities reject.

    Next stepIf you want a contemporary palette, this is one of the few Jacksonville communities where it’s likely to clear ARB. Document architectural style in your submission.

  • Hidden Hills Country Club

    32225Verified April 2026

    Established gated golf community. Mix of traditional and contemporary architecture, mature landscaping.

    • Typical approved palette
    • Type: Gated country club community
    • Architectural review: Required
    • Common manager: Verify with HOA office

    Field noteMore flexible on contemporary palettes than the older country clubs but still requires written ARB approval before any work begins.

    Next stepConfirm current management contact directly with the HOA office, submit body and trim with manufacturer codes, and don’t begin any work without written approval.

  • San Marco Historic District

    32207Verified April 2026

    Historic district with COA process. Bungalows, Mediterranean revivals, mid-century homes. Period-appropriate palettes required.

    • Typical approved palette
    • Manager: Historic District Council
    • Phone:(904) 396-4734
    • Submission: COA application required

    Field noteNot a traditional HOA but the COA review process functions identically. Period-appropriate colors required for exterior changes — contemporary palettes typically rejected.

    Next stepSubmit a COA application (not ARB), choose a period-appropriate palette tied to your home’s architectural era, and avoid contemporary high-contrast schemes.

    2026 Quick-Reference Table

    20 Northeast Florida HOAs at a glance

    The cards above give you the full submission framework for each community. The table below is the speed-dial version: management contact, submission method, and the 2026 color direction we’re seeing approved in each neighborhood.

    Before you submit: Management companies and ARB processes change. Always call the number listed to confirm the current submission method and color requirements for your specific subassociation before mailing or emailing your application. For everything that should be inside your packet, see our submission packet checklist.

    NeighborhoodManagement CompanyContact PhoneARB / ARC Submission2026 Color Trends
    NocateeFirstService Residential(904) 940-6044Use Nocatee Residents portalWarm Off-Whites (Alabaster)
    Ponte Vedra BeachVesta Property Services(904) 747-0181Physical board review requiredCoastal Sage & Navy Accents
    Queens HarborInframark(904) 436-4113Must match canal-view specsEarthy Terracottas & Creams
    DeerwoodDeerwood Improvement Assoc.(904) 641-7448Email: deerwoodinfo@yahoo.comStately Greiges & Black Trim
    Glen KernanThe PARC Group(904) 992-9750Clubhouse ARB coordinatorNeutral Stucco & Cedar Tones
    Sawgrass Country ClubSawgrass Association(904) 686-7552info@sawgrassassociation.comWeathered Blues & Driftwood
    Marsh LandingMarsh Landing Mgmt. Co.(904) 273-30334200 Marsh Landing BlvdHigh-Reflective Whites
    Julington CreekJCP CDD / Inframark(904) 230-2011Field Office submittalMuted Taupes & Warm Stone
    Seven PinesRealManage(866) 473-2573SevenPinesIslandHOA.comModern Grays & Matte Black
    PalenciaVesta Property Services(904) 810-0520Palencia Club Dr. officeMediterranean Gold & Tan
    Epping ForestYacht Club Office(904) 739-7200Historic preservation specsClassic Colonial White / Cream
    RiverTownVesta Property Services(904) 531-9035RiverTownResidents.comCoastal Green & Sandstone
    Eagle HarborParaclete Services(904) 278-0616Fleming Island officeTraditional Beiges & Browns
    OakLeafOakLeaf Residents Club(904) 644-0105Phase 1 / Phase 2 distinctionsWarm Neutrals & Brick Trim
    San MarcoHistoric District Council(904) 396-4734COA application requiredHistoric Jewel Tones & White
    Ortega ForestPrivate AssociationN/AReview deed restrictionsEstate Creams & Dark Shutters
    AvondaleRiverside Avondale Preservation(904) 389-2449RAP Design Review CommitteePeriod-Correct Pastel Hues
    eTownThe PARC Group(904) 559-1330etownjax.com portalTech-Modern Whites & Grays
    CimarroneArtemis Lifestyles(407) 705-2190Golf course view limitsWarm Linen & Bronze Accents
    Amelia IslandOmni / Club Management(904) 261-6161Resort ARB guidelinesCoastal Whites & Soft Blues

    Swipe to see the whole table

    Important: Management companies, phone numbers, and ARB processes change. The information above was verified in April 2026 from public HOA websites and management company records. Before submitting any application, call the management company to confirm the current process, current contact, current fees, and current approved color palette for your specific subassociation. Approved palette swatches shown are illustrative directional ranges based on typical Northeast Florida HOA approvals — your community’s specific approved colors will be in its CC&Rs and ARB binder. For the complete ARB submission framework, see our Guide to HOA Painting in Jacksonville. For everything that should be inside your packet, see our submission packet checklist.

    15 years of approved submissions

    Approved color examples that consistently clear ARB review

    These specific Sherwin-Williams and Benjamin Moore colors clear ARB review in the vast majority of Northeast Florida communities we’ve worked in. They’re not guarantees — every HOA has its own rules — but if you’re picking a starting point, start here. For why LRV (Light Reflectance Value) matters in Florida’s UV environment, see the LRV section in our complete HOA painting guide.

    • AlabasterSW 7008LRV 82
    • Accessible BeigeSW 7036LRV 58
    • Agreeable GraySW 7029LRV 60
    • Balanced BeigeSW 7037LRV 47
    • Revere PewterBM HC-172LRV 55
    • Edgecomb GrayBM HC-173LRV 63
    • Manchester TanBM HC-81LRV 64
    • Natural LinenSW 9109LRV 72
    • Soft ChamoisBM OC-13LRV 51
    • White DoveBM OC-17LRV 85
    • CreamySW 7012LRV 81
    • Dorian GraySW 7017LRV 39

    All twelve are available in Sherwin-Williams Emerald Exterior, Duration Exterior, or Benjamin Moore Aura Exterior — the three premium products we specify on every Northeast Florida exterior project.

    Common HOA-friendly paint colors in Jacksonville

    The same colors as the panel above, in plain text form for easy reference and copy-paste into your ARB application:

    • Sherwin-Williams Alabaster SW 7008 — common trim and warm off-white body
    • Sherwin-Williams Accessible Beige SW 7036 — warm neutral body
    • Sherwin-Williams Agreeable Gray SW 7029 — greige neutral body or trim
    • Sherwin-Williams Balanced Beige SW 7037 — slightly deeper warm body
    • Sherwin-Williams Natural Linen SW 9109 — stucco-friendly warm neutral
    • Sherwin-Williams Creamy SW 7012 — warm cream body or trim
    • Sherwin-Williams Dorian Gray SW 7017 — deeper warm gray accent or body
    • Benjamin Moore White Dove OC-17 — popular trim and body off-white
    • Benjamin Moore Revere Pewter HC-172 — warm greige body
    • Benjamin Moore Edgecomb Gray HC-173 — soft warm neutral body
    • Benjamin Moore Manchester Tan HC-81 — classic warm tan body
    • Benjamin Moore Soft Chamois OC-13 — warm off-white

    These are examples of HOA-friendly color families, not guaranteed approvals. Always confirm your community’s approved palette before submitting.

Colors that often require extra review or get rejected

Across 15 years of submissions in Northeast Florida HOAs, these are the color choices we see questioned, sent back for revision, or rejected outright most often. None of them is “banned” — but each typically needs more justification, sample boards, or community-specific exceptions to clear ARB.

  • Black or charcoal main body colors on stucco or fiber cement
  • Bright white body colors in older traditional communities
  • Saturated blue or green body colors outside coastal communities
  • Modern white body with full black trim (high-contrast farmhouse)
  • Dark garage doors that don’t match home body or trim
  • Terracotta or Spanish-style colors outside Mediterranean communities
  • Any color already in use by an immediately adjacent home (in adjacency-rule communities)
  • Trendy colors from the last 18 months that aren’t in the community’s approved binder yet

The most common surprise rejection

Do I need HOA approval if I’m repainting the same color?

Short answer: in many Jacksonville HOAs, yes. Even if you’re repainting the same color, your HOA may still require written approval so there’s a current record of the color, product, and project. Since exterior paint fades over time, the fresh version of the “same” color may look noticeably different from the aged paint on your home — and that mismatch can trigger a violation even though you used the “same” color.

The safe path is a one-line written request: “Repainting in [color name and code], same as existing.” Most HOAs approve same-color repaints within a week with no fuss when the request is documented. Skipping the request is what creates the risk.

Need help documenting a same-color repaint? We can provide manufacturer codes, sheen, product details, and prep specs for your HOA submission so the request takes 5 minutes to fill out instead of an hour of guesswork.

Read the submission packet checklist →

Your community isn’t on this list?

We focused this guide on the 20 communities we work in most often. There are nearly 100 more in Northeast Florida. If yours isn’t here, the playbook is simple:

  1. Browse our full Jacksonville HOA Directory — nearly 100 communities organized by region with verified management contacts where available.
  2. Read the complete HOA painting guide — the 7-step ARB submission framework, the 2024 Florida transparency law, and approved color palettes apply to every Jacksonville HOA, not just the 20 listed here.
  3. Read the submission packet checklist — every component your ARB application packet should include, regardless of which Jacksonville community you live in.
  4. Search “[Your Community Name] HOA Jacksonville” — the management company website is usually in the top three results.
  5. Look at your annual dues bill. The management company’s name, phone, and address are printed on it.
  6. Check your closing documents. Your CC&Rs and Architectural Review guidelines are part of what you signed at closing.
  7. Or call us at (904) 615-6599. After 15 years and 5,000+ homes, we’ve worked in most of them.

Continue reading: the full HOA painting cluster

Detailed guides for every part of the Jacksonville HOA painting process — from ARB framework to community-specific deep-dives.

How we verified this guide

This guide is based on A New Leaf Painting’s 15 years of exterior painting experience across Northeast Florida HOA communities, public HOA and management company resources, homeowner submission requirements shared during our estimates, and periodic manual updates. Every community card has been verified within the last six months.

Because HOA contacts and ARB rules change, homeowners should always confirm final requirements with their management company before submitting any application. If you find a contact or process detail that has changed, call us at (904) 615-6599 and we’ll update the page.

What should you do next?

The right next step depends on where you are in your project. Pick the path that matches your situation:

Frequently asked

Jacksonville HOA paint color questions, answered honestly

Plan for 30 to 45 days, end-to-end. Some communities are faster — well-run sub-HOAs with active ARB committees can turn around an approval in two weeks. Others (Marsh Landing, The Plantation, Sawgrass) review on fixed schedules and you may wait up to six weeks if you miss a meeting deadline.

The single biggest delay is incomplete submissions. Submit the form, the physical color samples, the manufacturer information, and the LRV all at once. A second-round request slows everything by another 14–30 days. For the complete component-by-component checklist of what belongs in a submission packet, see our submission packet guide.

Ready when you are

You picked the color. Now pick the painter who knows your community.

We’ve painted in Marsh Landing, Sawgrass, Nocatee, Julington Creek, Eagle Harbor, and most of the other communities in this guide — many of them more than once. We know the products, the prep standards, and the workmanship details that hold up to your HOA’s expectations and your neighbors’ eyes. Free estimates include color confirmation against your community’s typical palette.

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